#LifeChangingMoney As he put it simply: “If money doesn’t flow, life doesn’t flow.”

$BTC

Llanos explained how this flow is hard to keep up due to high remittance fees from banks – in some countries in Africa remittance fees spill over 20%. According to the World Bank, if these fees were cut by 5%, over US$16 billion dollars would reach their destination country.

$ETH

Citing this estimate, Llanos elaborated:  “Imagine if a mother (in Zimbabwe) were to receive two additional dollars from her son in London. Two dollars is probably more than she can make in a month.”

$XRP

With the rising growth of internet users in Africa (Llanos cites an 82% growth in 2013), Llanos transitioned to what he considers the best money transfer system sans a third-party: Bitcoin.