How Millionaires Make Money 💰✨

Millionaires don’t depend on luck — they master capital, cash flow, and smart decision-making:

They build Human Capital (skills) and Asset Capital (investments) to generate income.

From that income:

50% goes to living expenses

20% is saved

30% is invested consistently

Investments are split into:

Active: Stocks, crypto, real estate, businesses

Passive: Index funds, ETFs, hedge funds, peer lending

The secret? Discipline, a long-term mindset, and strategic capital allocation.

Start small. Stay consistent. Millionaire habits create millionaire results. 💼📈

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