If you made 100 million in the crypto world, how should you safely withdraw your funds?
Many people only think about how to earn, but never consider — once the money is in hand, how can it be safely secured?
Today, let's talk about the withdrawal process and the pitfalls that may be hidden within.
1. Beware of bank risk control
If you sell U and receive 5 million at once, how will the bank handle you?
They will either freeze your account directly or 'care' for you — calling to check the source of funds, recommending wealth management, inviting you to become a VIP.
Can’t explain where the money came from? Light cases lead to risk control freezes, serious cases could mean an in-person inquiry.
2. The risk of selling U is not just financial, but also legal
The reality is far more serious than you think:
Level 3 dirty money: frozen for 3 days to half a year
Level 2 dirty money: frozen for at least 6 months, and the funds may be confiscated
Level 1 dirty money: suspected money laundering, starting from three years is no joke
3. How to withdraw safely? Remember these principles:
Don’t be greedy
Don’t accept orders significantly above market price; for example, if the market price is 7 yuan, and someone offers 7.5 yuan, it’s likely a phishing attempt or dirty money.
Don’t look for unfamiliar U traders
Don’t trust private OTCs, avoid offline cash transactions, as there are personal risks.
Find trusted channels, withdraw in small amounts multiple times
Let the funds settle for 2-3 days before withdrawal; don’t have too dense transactions; withdrawing in batches is more stable than clearing everything at once.
If conditions permit, you can use Hong Kong dollars or offshore accounts
But the premise is that you understand the path, and it’s compliant and legal; otherwise, any issues could be major problems.
4. Basic logic of bank risk control
Small amounts with multiple transactions: unlikely to be monitored
Large amounts frequently: definitely under risk control
Traceable funds, clean background: not a big problem
If you have been under risk control before: you have become a 'key customer' of the bank
Lastly, a reminder:
Withdrawing funds is not a joke.
The hotter the market, the greater the risks. Earning is a skill, but securing it is the ability.
Don’t trip at the last step!
If you want to survive long in the crypto world, you must learn two things: the ability to earn + awareness of risk control.