Yes, you heard that right. While most DeFi projects still ask you to put up $150 to borrow $100 in volatile tokens, Huma says, “Nah, just show us your real income.” Salaries, invoices, government subsidies — actual money you will get.
This isn’t your average crypto smoke-and-mirrors. Huma built a full PayFi system — programmable payments, stablecoin flows, and yield farms that actually pay you 10%+ APY. Think Stripe and DeFi had a genius baby with a credit score.
They’ve already moved over $4 billion on Solana, and Binance gave it the red-carpet treatment with Launchpool, spot, margin, and futures support.
Bottom line: Huma isn’t another clone token chasing hype. It’s the first real-world DeFi credit network that might actually change how you get paid, borrow, and earn — without selling your soul or your crypto.
Follow them on X at @humafinance