XRP is the native cryptocurrency of the XRP Ledger, a decentralized, open-source blockchain designed primarily for fast and cost-efficient cross-border payments. Here's an overview of XRP and its ecosystem:



🔹 What is XRP?



  • Ticker Symbol: XRP


  • Developed by: Ripple Labs Inc.


  • Launched: 2012


  • Purpose: Facilitate real-time, low-cost international money transfers between financial institutions.



🔹 Key Features of XRP



























FeatureDescription⚡ Fast TransactionsSettlement time of 3–5 seconds💸 Low FeesTransaction cost is a fraction of a cent🌍 ScalabilityCan handle 1,500+ transactions per second (tps)🔒 Secure & DecentralizedRuns on a consensus protocol, not mining



🔹 XRP vs. Bitcoin
































FeatureXRPBitcoinPurposePayments (banks, global)Digital store of valueSpeed~3–5 seconds~10 minutesConsensusUnique Node List (UNL)Proof-of-WorkSupply Limit100 billion21 million



🔹 Ripple (the Company)



  • Ripple Labs uses XRP as a liquidity bridge in its payment solution called RippleNet.


  • Ripple aims to modernize cross-border payments with tools like On-Demand Liquidity (ODL) using XRP.





  • Ripple has been involved in a legal battle with the U.S. SEC since

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