you can do whatever you want with your money, besides you are nobody to tell someone what to do or not to do, if you were Elon Musk I would believe you but nah, happy day bro

The phrase about money you are willing to lose is to remind you always of the risks of medium and high-risk investments, not to accept being happily scammed, but well, the truth is you would have more fun in a casino, blackjack is fun.