2025 Year-End Goal: $10B+ in Total Transaction Volume – Real Validation at Scale
$HUMA Finance has already processed over $4.5 billion in total payment volume—primarily through on-chain receivables infrastructure, without a single credit default recorded to date.
Now, the team is targeting $10 billion+ in total transaction volume (TTV) by the end of 2025.
This milestone isn't just symbolic. It validates:
Institutional appetite for receivables-backed lending
Market demand for real-world yield on-chain
Operational excellence in underwriting, repayment tracking, and liquidity structuring
Unlike synthetic DeFi protocols, Huma’s growth is driven by real revenue, real borrowers, and real cash flow. Every transaction represents a business receiving funding, backed by verifiable payments, through stablecoin rails.
$10B+ in TTV also implies:
Significant capital flow from stablecoin LPs
Broad usage across multiple industries (e.g., e-commerce, logistics, payroll)
Scalable off-chain data integrations into DeFi primitives
Reaching this target would position Huma Finance among the top-performing RWA protocols globally, and one of the first to truly operate at TradFi scale.