Traditional DeFi lending relies on over-collateralization, leading to low capital efficiency—while @Huma Finance 🟣 is breaking this deadlock with 'future income streams'. Through an on-chain credit scoring system, Huma allows users to obtain unsecured loans based on historical income data. 1. Freelancers* can pledge future wages to pay bills in advance. 2. DAO contributors** can obtain liquidity based on on-chain compensation records. Come and experience it now! @Huma Finance 🟣 #DeFi