โ Trump-era Wind: Ripple Emerges from Lawsuit
Ripple has entered a new era with favorable rulings in its ongoing legal battle with the US Securities and Exchange Commission (#SEC ). The return to power of the Donald Trump administration, in particular, strengthened Ripple's position with the introduction of more conservative cryptocurrency officials. The company, leveraging this new regulatory wind, accelerated its aggressive growth efforts.
๐ฆ Historic Partnership with the US's Oldest Bank
As part of its growth strategy, #Ripple has signed a critical partnership with BNY Mellon, one of the most established and powerful financial institutions in the US. Founded in 1784 by Alexander Hamilton, the first US Treasury Secretary, BNY Mellon, one of the world's largest custodian banks with $52 trillion in assets, will hold the reserves of Ripple's stablecoin, RLUSD, and provide a 1-to-1 dollar conversion.
With this agreement, Ripple:
Guarantees the one-to-one convertibility of RLUSD into dollars.
Ensures institutional-level management and oversight of reserves.
Gains additional trust with institutions and regulators.
๐ต RLUSD Grows: Exceeds $500 Million!
Launched by Ripple just seven months ago, RLUSD has already reached a market capitalization of $500 million. Daily trading volume is around $26 million. RLUSD quickly became one of the top 20 stablecoins, attracting the attention of institutional investors.
Partnerships with traditional financial giants like BNY Mellon have played a significant role in this rapid rise. Users are beginning to see that RLUSD is not only technologically sound but also financially secure.
๐ Banking License Move: OCC Application
Ripple's growth plans are not limited to stablecoins. Last week, the company filed a formal banking license application with the U.S. Office of the Comptroller of the Currency (OCC). With this license, Ripple will:
Gain the authority to hold customer deposits directly in the U.S.
Be able to issue RLUSD in compliance with federal banking regulations.
Be able to integrate directly with traditional banking.
Circle, the company behind USDC, also filed a similar application. However, Ripple's corporate partnerships and SEC victory put the company several steps ahead in the regulatory race.
๐ A New Step Toward Institutional Security
This collaboration between Ripple and BNY Mellon is one of the most concrete bridges between the crypto world and traditional finance. The fact that RLUSD's reserves will be held at an institutional level boosts investor confidence and gives Ripple a strong regulatory advantage.
Such steps, especially following the SEC lawsuit, establish Ripple not only as a blockchain company but also as a global financial player.
๐ Result: Ripple Ready for a New Era
Victory in SEC lawsuit,
Partnership with traditional finance giants like BNY Mellon,
RLUSD's rapid growth and institutional adoption,
License application to the OCC...
All these steps demonstrate that Ripple has become one of the most strategic players in the second half of 2025. As the lines between crypto and traditional finance blur, Ripple is poised to be at the very center of this transformation.