Huma Finance is a decentralized finance (DeFi) platform focused on "PayFi" (Payment Finance), enabling real-world asset (RWA) tokenization for global payments with instant liquidity. It operates as an on-chain credit platform, leveraging stablecoins and smart contracts to facilitate use cases like cross-border payments, credit card settlements, and trade finance. Founded in 2022 by Erbil Karaman and Richard Liu, @Huma Finance 🟣 is headquartered in San Francisco and has raised $46.3M across multiple funding rounds, including a $38M round in September 2024. Its native token, $HUMA, serves as a utility and governance token, supporting protocol features and community-driven decisions. The platform has processed over $3.8B in payments and funded over $1B in loans, with a market cap of approximately $56.3M as of May 2025. Huma Finance recently launched on Solana