Many people envy others for earning millions a year while complaining they can't make money, but they have never thought about a fundamental question:

Do you really deserve that wealth?

Step One, wealth has a spirit; it recognizes people.

I have always believed: wealth has a spirit.

It never favors those who are lazy, anxious, and unwilling to improve themselves.

If you are not worthy, it will come and go; if you are worthy, it will come eventually.

Opportunities for getting rich in this era are never lacking, but getting rich is not the end; keeping wealth is the real skill.

If you made money from a market trend, a stroke of luck, or a round of speculation, that’s not your ability; it’s a gift from the market.

And the market comes at a cost—if you take its gifts, be prepared to repay.

Step Two, true wealthy people first have a sense of 'deserving'.

If you want to become a true wealthy person, don't chase projects or trends first; instead, build a sense of 'deserving'.

You need to ask yourself:

Is your discipline strict enough? Do you manage and drive yourself every day?

Is your understanding constantly iterating? Can you break down complex problems into executable plans?

Do you have the habit of continuous learning? Do you spend money on knowledge and invest in your brain?

Do you have the ability to keep wealth? Once money comes, do you know how to allocate it, avoid risks, and appreciate it?

You need to have the habits of wealthy people, a thinking system, and a spiritual order for wealth to come to you.

Step Three, virtue without qualification leads to disaster in wealth.

Many people have money, but can't keep it—it's not bad luck, but a lack of ability and knowledge.

Some people get rich by buying houses, only to lose everything in the end;

Some people made millions in a bull market, but when the contracts exploded, they vanished into thin air;

Some people earn money from content creation, but after a spree, their accounts become neglected and their personas collapse.

It's not that they shouldn't have this money; it's that they are not yet 'qualified'.

Making money relies on opportunity, keeping money relies on ability;

Short-term relies on luck, long-term relies on a system.

Step Four, the first step to qualification: spend money on your brain

Let me say a truth: if you made a fortune through speculation, don't rush to enjoy life; the first thing to do is to spend some money on your understanding.

Buy courses, hire coaches, find mentors;

Expand your horizons, train your thinking, strengthen your body;

Build a system instead of relying on intuitive trading.

Having luck today doesn't mean you have the ability.

If you can't quickly turn this luck into 'hardcore competitiveness', it will soon become 'the beginning of a disaster'.

Five, written at the end

If you haven't made money yet, don't be anxious.

The money hasn't come because you are still laying the foundation—you're not yet 'qualified'.

When your execution, thinking style, lifestyle, and action patterns start to resemble those of a wealthy person, wealth will naturally come.

True wealthy people become wealthy first and then have money; it's not that they have money first and then learn to be wealthy.