A topic that has been causing a stir in the cryptocurrency community lately originates from a series of posts by analyst Edo Farina on platform X (formerly Twitter). Not only discussing the current role of Ripple and the digital currency XRP, Farina also presents bold arguments suggesting that the roots of Ripple may date back... a hundred years.

🕰 The Origins of Ripple Did Not Start in 2012

Most users know Ripple as a fintech company founded in the early 2010s – specifically around 2012. But according to Edo Farina, the idea behind the Ripple network actually began in 2004, under the name RipplePay, founded by a Canadian programmer named Ryan Fugger.

Even more surprising is that according to Farina, the name “Ripple Communications” was trademarked as early as 1991 – over two decades before Bitcoin appeared.

🏦 The Connection Between Ryan Fugger and the Fugger Banking Dynasty

Ryan Fugger is not just a technology engineer. Farina claims he is connected to the Fugger family – one of the most powerful financial dynasties in Europe in the 16th century. The power center of this dynasty was in Germany, and its head was Jakob Fugger, who was dubbed "the richest person ever to live."

Jakob Fugger and his family financed European royals, controlled large copper and silver mines, and even influenced the Papacy. Some historians believe that the Fugger family laid the foundations for modern banking institutions – possibly even the conceptual predecessors of organizations like HSBC.

🔮 Mysterious Symbols and Conspiracy Theories

An equally intriguing detail that Farina presents: The Fugger family used images of the phoenix and the fleur-de-lis on the coins they issued – two symbols that also appeared on the cover of The Economist magazine in 1988.

That famous cover depicts a phoenix atop the world currency dated 2018, standing on the ashes of fiat currencies like USD and JPY. For the XRP-loving community, especially those who believe in the “financial destiny theory,” they argue that this cannot just be a coincidence.

💡 XRP – A Coin "Designed" for a Global Role?

Farina concludes that XRP is not merely an altcoin in the crypto world. He argues that it is part of a long-term plan that may have been conceived many decades ago, even centuries, aimed at reshaping how currency operates globally.

Although this remains an unconfirmed hypothesis, it cannot be denied that XRP has a longer and more layered history than most other digital assets.

⚠️ Beware of Historical Hypotheses

Of course, these fascinating historical connections do not mean that XRP will certainly dominate the future financial system. The financial market – especially cryptocurrency – is still heavily influenced by practical factors: scalability of applications, legal approval, and technological development.

Ripple is still striving to expand its cross-border payment network, enhancing partnerships with financial institutions, and persistently fighting legal battles with the SEC in the U.S.

✍️ Conclusion: An Ongoing Story

Whether you believe in Edo Farina's hypothesis or not, it is clear: XRP is not a mere "copycat" project as many people mistakenly think. From a peer-to-peer credit system in 2004 to a digital currency with a global vision, the journey of Ripple and XRP may be more complex – and profound – than what we see on the surface. And who knows, a part of modern banking history may be slowly revealing itself beneath the blockchain layer?