There’s an old and mysterious document called “When to Make Money”, and it’s closely linked to something known as the Benner Cycle — a theory from the 1800s that tries to predict market ups and downs.

This document, first published around 1875, wasn’t some magical prophecy, but rather a pattern based on years of observing how markets move — especially in stocks and commodities.

The idea behind the Benner Cycle is simple:

Markets move in repeating cycles — they go up, they come down, and sometimes, they crash badly. These cycles could be influenced by natural rhythms like solar activity or general economic trends.

According to this document, every year can fall into one of three categories:

Good Years – when prices rise and the market performs well.

Bad Years – when prices drop, and things feel tough for investors.

Panic Years – when markets crash and economic crises happen.

So what’s the point?

The document advises people to buy during the “bad years” — when prices are down and others are afraid — and then sell in the “good years” — when prices go up and markets are strong.

It’s a long-term strategy that encourages patience and timing — not chasing hype, but understanding cycles and moving wisely.

In short, the Benner Cycle document is like an old roadmap.

It doesn't tell you exact numbers or give financial guarantees,

but it offers a way to think smarter about when to invest — and when to cash out.

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