Today the whole internet is discussing the issue of using online loans to speculate on cryptocurrencies.

Actually, I was already using online loans for this purpose last year.

I treated online loans as an OTC cash-out method.

Everyone knows that if you receive dirty money when cashing out, there is a time lag before your bank card gets frozen.

So I usually first borrow money from Alipay's Jiebei.

Then after cashing out OTC, I use that money to pay back Jiebei.

After doing this a few times,

Alipay's Jiebei blacklisted me...