In the wave of globalization, the demand for cross-border payments and asset management is growing. Whether it's international students needing to transfer tuition fees quickly or cross-border e-commerce sellers wishing to efficiently handle international orders, the tedious processes and high costs of traditional financial services often deter people. BiyaPay, a global multi-asset trading wallet headquartered in Singapore, has been committed to providing users with safe, convenient, and low-cost cross-border payment and investment experiences through blockchain technology and innovative financial services since its establishment in 2019. By 2025, BiyaPay has surpassed 500,000 registered users, covering many countries and regions worldwide, becoming a bridge connecting digital assets and traditional finance.
Imagine you are a freelance designer in London who just received a payment for a project from the United States. The client transfers the money through a bank, but the high fees and a three-day waiting time are quite troublesome for you. At this moment, you open the BiyaPay app, and within a few minutes, you convert the received USDT into US dollars, which are credited to your US bank account in real time, with a low fee of only 0.5%. BiyaPay supports real-time exchanges of over 30 major fiat currencies and more than 200 digital currencies, greatly simplifying the complexity of cross-border fund flows, allowing you to focus on your creative work without being distracted by financial issues.
The uniqueness of BiyaPay lies in its seamless integration of digital currencies and traditional financial assets. For example, an investor in Hong Kong who wishes to participate in the US stock market faces a complex and time-consuming process to open an overseas account. With BiyaPay, he can directly exchange USDT for US dollars and invest in US or Hong Kong stocks in real-time, without the need for an additional offshore account. Since launching its Hong Kong and US stock trading feature in 2022, the platform's daily trading volume has exceeded $10 million, demonstrating its strong appeal in the global investment field. This one-stop service allows users to achieve asset allocation in global markets within a single account, truly embodying the idea of 'one account, invest globally.'
In addition to payment and investment, BiyaPay also focuses on compliance and security. The platform has obtained financial service licenses in places such as Singapore, the United States, Canada, and New Zealand, including the MSB license from the US FinCEN and the FSP securities license from New Zealand, ensuring user fund safety and compliance with international regulatory standards. BiyaPay employs bank-grade encryption technology and multi-layer identity verification to prevent fraud risks, providing users with a trustworthy financial environment. Recently, the platform also announced further reductions in cross-border payment fees, receiving widespread acclaim from global users.
In today's era of global economic integration, the booming development of cross-border e-commerce and international trade places higher demands on payment efficiency. A merchant in Singapore operating cross-border e-commerce quickly converts customer payments in Bitcoin to Euros using BiyaPay, to pay for goods to European suppliers. The entire process does not rely on traditional banks, saving on high fees and lengthy waiting times. The flexible exchange of over 200 digital and fiat currencies supported by BiyaPay is particularly suited for cross-border e-commerce and international trade scenarios, helping merchants enhance their capital turnover efficiency.
BiyaPay is also continuously innovating to meet user needs. In 2025, the platform plans to launch a payment function supporting VISA physical cards, allowing users to use digital assets for spending in offline stores or ATMs. Additionally, BiyaPay is exploring the Web3 field, planning to introduce non-custodial wallets and NFT asset management features, providing users with a more diversified digital financial experience. These innovations not only align with the development trend of blockchain technology but also open the door to the future financial world for users.
In the fast-paced global life, BiyaPay acts as a bridge connecting users with the global financial market. Whether you are an individual needing quick cross-border transfers or a merchant looking to diversify investments, BiyaPay can provide efficient, secure, and transparent solutions. It is not just a payment tool but a platform that helps users achieve financial freedom. As global demand for digital assets continues to grow, BiyaPay is leading the future of cross-border payments and investments with its innovative technology and user-centric philosophy.