In the fast-paced era of globalization, the demand for cross-border payments and asset management is growing rapidly. BiyaPay, a leading fintech platform established in 2019 and headquartered in Singapore, provides global users with efficient and low-cost payment and investment solutions through its innovative blockchain technology and multi-asset wallet services. By 2025, BiyaPay's registered users have surpassed 500,000, covering multiple countries and regions, becoming a leader in the cross-border financial sector. Its core services include international remittances, real-time exchanges between cryptocurrencies and fiat currencies, as well as investments in US and Hong Kong stocks, creating a one-stop financial ecosystem for users.
Imagine a young student named Li studying in London. He needs to pay tuition and living expenses to his school and landlord in the UK every month. Traditional bank transfers not only have high fees but also take several days to process. One day, Li discovers BiyaPay by chance. He quickly exchanges the USDT he has for pounds through the platform, paying only a very low fee, and the funds arrive in the school's account on the same day. BiyaPay supports real-time exchanges of over 30 mainstream fiat currencies and 200 cryptocurrencies, making it easy for international students like Li to handle overseas payment needs.
Moreover, BiyaPay's innovation is also reflected in its global compliance. The platform has obtained financial service licenses in multiple countries and regions, such as the MSB license in the United States and the FSP securities license in New Zealand, ensuring that every transaction is safe and transparent. During his usage, Li discovered that BiyaPay's virtual payment card, Biya EasyCard, can be linked to mainstream payment platforms like PayPal, making it convenient for him to shop on eBay or subscribe to overseas learning tools. This virtual card supports dollar deposits and payments, greatly enhancing his spending convenience.
Cross-border e-commerce seller Amin has a similar experience. As an entrepreneur operating an online store in Southeast Asia, he often needs to make payments to suppliers in the United States and Europe. In the past, he was always troubled by high bank fees and complex processes. After using BiyaPay, Amin exchanges Bitcoin for US dollars through the platform and pays suppliers directly, with transactions almost completed in real-time and costs significantly reduced. BiyaPay's blockchain technology eliminates intermediaries in traditional payments, saving time and money for merchants like Amin.
BiyaPay also keeps up with financial market trends. In June 2025, a US stock company saw its stock price soar by 500% due to rumors of a merger with the blockchain project TRON. BiyaPay quickly launched trading for this stock, attracting many investors to participate in this wave through the platform. The platform supports real-time trading of US and Hong Kong stocks, allowing users to invest directly with USDT without the need to open offshore accounts, greatly lowering the investment threshold. This enables users like Li and Amin not only to solve payment issues but also to seize investment opportunities in the global market.
BiyaPay's vision is to make the flow of global funds more free through technological innovation. It continuously optimizes its services, such as the remittance function upgraded in 2024, which supports local transfers in most regions around the world, truly achieving 'same-day arrival.' Whether for international students, cross-border merchants, or investors, BiyaPay, with its security, convenience, and low-cost features, helps users navigate the global stage with ease.
In the future, with further development of blockchain and decentralized finance (DeFi), BiyaPay will continue to lead the industry, providing global users with smarter and more efficient financial services. No matter where you are, BiyaPay can become your financial bridge to the world, making every transaction simple and beautiful.