TheCryptoBasic released a viral thread today that dives into one of the boldest XRP price predictions we’ve seen. Some analysts and AI models now believe XRP could reach anywhere between $200 and $400 in the coming years. That’s a massive jump from today’s price, and it would mean gains of nearly 10,000% or more.
So, is this just another round of crypto hopium – or could it really happen?
To get a better sense of how realistic this is, TheCryptoBasic gathered forecasts from several AI models, including ChatGPT from OpenAI, Gemini from Google, and Grok AI from Elon Musk’s xAI.
Starting with ChatGPT, it predicted that XRP could hit $200 in about 7.3 years if it grows steadily at 100% per year. If XRP grows even faster – say at 150% a year – it could reach that same $200 level in just over 5 years. For XRP to reach $400, the timeline stretches out a bit longer: between 6.3 and 8.9 years depending on how fast the price grows.
ChatGPT explained that this kind of growth could happen if XRP benefits from strong regulation, gains more adoption by big financial players, and continues to expand its role in global payments. Based on that, it suggested XRP could reach $200 between 2029 and 2031, and possibly hit $400 between 2032 and 2035.
#XRP Price to a Range of $200 to $400: Here’s a Possible Timeline. pic.twitter.com/O9jW4ztevq
— TheCryptoBasic (@thecryptobasic) June 28, 2025
Google’s Gemini model was even more bullish. It said XRP might reach $200 as soon as late 2026 or sometime in 2028, depending on a few major developments. That includes regulatory clarity, the launch of an XRP ETF, and XRP being widely used by banks for cross-border transactions.
As for the $400 target, Gemini gave a window of 2028 to 2030 – but only if XRP becomes a major player in the infrastructure behind central bank digital currencies. So, basically, it would need to power large parts of the future financial system.
Then there’s Grok AI, which took a more cautious but still optimistic view. Grok acknowledged that XRP would need to grow by nearly 10,000% to reach $200, and almost double that to get to $400. But it didn’t rule it out. It pointed to XRP’s potential use in international payments and remittances as a key driver of future demand.
Grok also mentioned XRP’s famous 2017–2018 bull run, when the price exploded from $0.02 to $3.84 in just over a year. But it noted that it’s harder to repeat a move like that now because XRP has a much bigger market cap.
Still, Grok said XRP could reach $200 between 2030 and 2032 if it grabs a big piece of the global remittance market, which is worth trillions. For the $400 goal, Grok believes it could happen between 2035 and 2040, but only if XRP starts competing directly with massive payment systems like SWIFT.
TheCryptoBasic also included forecasts from two popular crypto platforms: Changelly and Telegaon.
Changelly expects XRP could hit $222 in January 2040, then jump to $408 by March 2040. Telegaon, on the other hand, has a slower timeline. They don’t see XRP reaching $200 until 2050. By then, they expect XRP to trade between $236 and $285. However, they didn’t offer a clear prediction for when XRP might hit $400.
Read also: Ripple Moves to End SEC Fight, Drops Appeal: Is XRP Now the Most Bullish Crypto?
Wrapping Up
A $200 or even $400 XRP sounds extreme right now – but these projections aren’t just pulled from thin air. They’re based on years of steady growth, major adoption by banks and governments, and big improvements in crypto regulation.
Is it guaranteed? Not at all. The path is still long, and the market has many unknowns ahead. But if XRP continues to evolve and carve out a serious role in global finance, then these price levels – no matter how wild they seem today – might not be impossible after all.
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The post XRP to $200? AI Predicts Insane Price Surge – Here’s the Timeline appeared first on CaptainAltcoin.
