Ripple has just officially ended its nearly four-year legal battle with the U.S. Securities and Exchange Commission (SEC) by agreeing to pay a 125 million USD fine and dropping all appeals. The SEC is also expected to withdraw its appeal, marking the end of one of the most prominent lawsuits in cryptocurrency history. This resolution has increased XRP's value, attracting attention from the market and users seeking related information.
XRP and the legal battle with the SEC
The legal battle began in December 2020 when the SEC accused Ripple of raising 1.3 billion USD through unregistered XRP sales. In July 2023, Judge Analisa Torres ruled that XRP is not a security when sold on exchanges, but Ripple violated securities laws in institutional sales.
Fine of 125 million USD
Permanent ban on selling unregistered XRP to institutions
Ripple and the SEC have filed an appeal, creating a legal uncertainty environment up to this point.
Major change from the 2024 U.S. Presidential election
In November 2024, Donald Trump won the U.S. Presidential election. His pro-cryptocurrency policies, including the appointment of Paul Atkins to replace SEC Chairman Gary Gensler, mark a new turning point for digital assets.
At the beginning of 2025, Ripple and the SEC reached a potential agreement, but the judge rejected the proposed 50 million USD settlement. Ripple decided to accept the court's ruling, officially closing this lawsuit.
Confirmation of Ripple's 125 million USD settlement
Ripple CEO Brad Garlinghouse confirmed via X that the company has withdrawn its appeal and will pay the full fine of 125 million USD. He emphasized that this is the time to close this chapter and look toward the future.
Reports indicate that the SEC will soon withdraw its appeal, finalizing this long-awaited agreement.
Current XRP price: Positive trend is increasing
Increase in 24 hours: +4.3%
Increase in 7 days: +2.4%
Current price: approximately 2.19 USD
XRP is trending positively as traders respond favorably to legal clarity. In the past hour, the price has increased by 0.2%, indicating rising demand.
XRP price trajectory: How high can it go?
According to predictions from Google's Gemini AI model, the expected XRP price:
Short-term target: 3.00 – 3.59 USD
12-month potential: 5.00 – 8.00 USD (with significant supporting factors)
Key factors influencing XRP's next surge:
Approval of XRP ETF in the U.S. — Deadline: October 2025
Expanding the U.S. market after the lawsuit
New partnerships with global banks (e.g., AEON in Southeast Asia)
Developer activity on the XRP Ledger
Interoperability upgrades like Wormhole integration
Analysts estimate a 95% chance that the XRP ETF in the U.S. will be approved once the legal uncertainties are resolved, which could stimulate capital inflows from major financial institutions.
Implications for XRP investors
With legal clarity, political support, and momentum from the ETF, XRP is in a better position than ever. Ripple's global relationships and the increased utility of XRP in cross-border payments could drive adoption and long-term value.
As XRP is trending on Google, investors are questioning: Is now the right time to buy in?
Overview: The lawsuit between Ripple and the SEC has officially ended, removing one of the biggest barriers for XRP. With price surges, AI-based price targets, and a high likelihood of an ETF in the U.S., all eyes are on XRP's next move.
Source: https://tintucbitcoin.com/du-doan-gia-xrp-2025-co-dat-5-usd/
Thank you for reading this article!
Please Like, Comment, and Follow TinTucBitcoin to stay updated with the latest news in the cryptocurrency market and not miss any important information!
