Rumors have recently spread throughout the crypto community suggesting that the ongoing legal battle between Ripple and the U.S. Securities and Exchange Commission (SEC) could extend until 2026. However, XRP-supporting lawyer Bill Morgan claims this scenario is highly unlikely.


🔹 Is Ripple Facing Years of Legal Uncertainty?

According to Morgan, it’s improbable that Judge Analisa Torres will reject the latest joint proposal by Ripple and the SEC, which aims to lead to an indicative ruling. In his view, the judge is more likely to issue a “common-sense decision” affirming the previous summary judgment and penalties, rather than letting the settlement process collapse and forcing both sides to appeal again.

“I believe the judge will take a rational approach and won’t derail the whole process over technicalities,” Morgan wrote on social platform X.

🔹 Quick Settlement on the Horizon?

Morgan also believes that if the judge approves the joint proposal, the Ripple vs. SEC case could be resolved within a matter of weeks. While he expressed minor concerns about the proposal’s wording, he overall expects it to be accepted, bringing the case significantly closer to resolution.

His optimism sharply contrasts with the prediction of another analyst known as Bale, who claimed the final decision in the SEC vs. XRP case could be postponed until late 2026. Morgan, along with many others, considers this an exaggerated outlook.


🔹 Speculation vs. Reality

The community remains divided. Some investors are convinced the case is quietly nearing a conclusion and a settlement is already in the works. Others worry about another rejected proposal and a possible extension of litigation into 2027.

Legal analyst James Farrell acknowledged that rejecting the proposal could result in years of legal delay, but he also initially believed the original joint filing would be swiftly approved.

Summary

The Ripple vs. SEC lawsuit remains unresolved, but hope for a near-term settlement is alive. While some speculate the case could drag into 2026, lawyer Bill Morgan finds this scenario very unlikely. Everything now hinges on Judge Torres’s decision — a ruling that could shape the future of XRP for years to come.



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