【Are Bitcoin Holders Buying Houses? A New Play of "Not Selling Coins, Not Paying Taxes" is Rising】
Traditional finance is slowly waking up: Bitcoin can not only hedge against inflation but also "buy houses".
Core logic: Use BTC as collateral to borrow money to buy a house, without selling coins and without paying taxes.
More and more crypto players are using platforms like Ledn to pledge their BTC in exchange for dollars or stablecoins, directly entering the real estate market.
Why is this operation called a "compliance tax avoidance tool"?
Because a loan ≠ selling an asset, it does not trigger a capital gains tax event.
You own the house and still retain the potential upside of BTC.
There is no monthly repayment pressure, you can redeem or refinance at any time, offering very high freedom.
This play is spreading globally:
In many regions of Latin America, the Middle East, and Europe, traditional banks are not friendly to crypto assets.
"Crypto Collateral + Fiat Loans" breaks down barriers, providing "another financing entrance" for unbanked individuals, digital nomads, and even high-net-worth players in beautiful countries.
Of course, there are also risks:
If BTC’s price drops significantly, and the LTV exceeds 80%, the platform will forcibly liquidate part of the BTC to repay the loan.
So, reasonably controlling leverage and choosing trustworthy platforms is key.
This is not just a simple innovation in buying houses, but a trend signal of Bitcoin assetization and institutional integration. The role of BTC is shifting from "speculative asset" to "financial credit tool".
In the future, you may see more new plays:
BTC as a down payment for car loans.
NFTs pledged to rent office buildings.
Those who understand the layout are the ones who take action when others doubt.
In the process of gradual integration of crypto and traditional finance, being ahead in understanding and daring to try is an advantage!
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