💰 New Trend: Why do big companies want their own digital money?
Everyone’s talking about a new idea — launching their own stablecoins. These are digital currencies tied to the dollar. Why? To make payments faster, reduce fees, and maybe even offer cashback or bonuses.
But here’s the thing: why would an average person switch from familiar payment methods to something new? If there’s no real benefit, no one’s going to bother downloading wallets for 1% savings.
And when it comes to cross-border payments — that’s mostly hype. In reality, you still need currency exchanges, so it’s not that much cheaper or faster.
🟢 My take:
1️⃣ It’s the future, but not the near future.
2️⃣ Right now, it’s more about marketing for big companies than actual benefit for us.
3️⃣ If they offer real perks — we’ll see. For now, regular payment methods are just easier.
What do you think — would you switch to digital money for a few bonuses?