#XSuperApp Elon Musk is transforming X (formerly Twitter) into a true “super‑app” by layering messaging, audio/video calling, and full financial services atop its social feed. Users will soon enjoy video and voice calls across devices without phone numbers—X becoming a global address book . The platform is launching X Money, a Visa‑powered digital wallet and peer‑to‑peer payment system, with debit/credit card integration on the horizon . CEO Linda Yaccarino envisions a single-stop ecosystem—“communications, payments/banking, marketplace, powered by AI” . Still, X must navigate regulatory scrutiny and earn user trust amid stiff competition.