Visa and Mastercard could lose billions of dollars annually if users shift to stablecoin payments, especially in online shopping.
🇺🇸 In the first two months of 2025, U.S. consumers spent an average of $555.5 billion per month, with nearly 19% coming from e-commerce.
As platforms like PayPal, Venmo, and Stripe become more widely adopted — and merchants increasingly offer discounts for stablecoin payments to avoid high transaction fees — stablecoins are emerging as a real threat to Visa and Mastercard.
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