๐Ÿ‡บ๐Ÿ‡ธ Summary of the GENIUS (Stablecoin) Bill recently passed by the U.S. Senate:

โ€ข Full name: Generational Economic National Infrastructure for United States (GENIUS) Act

โ€ข Main objective: To establish a comprehensive legal framework for stablecoins that promotes financial innovation, protects consumers, and strengthens the U.S. dollarโ€™s dominance in the digital asset space.

Key Highlights:

โ€ข Stablecoin Issuance License: Only institutions licensed by the U.S. Treasury or the Federal Reserve will be allowed to issue USD-backed stablecoins.

โ€ข Full Reserve Requirement: All stablecoins must be fully backed (1:1) by cash or highly liquid short-term assets.

โ€ข Regular Audits and Oversight: Issuers must submit transparent monthly reports and will be subject to federal supervision.

โ€ข Ban on Algorithmic Stablecoins: The bill prohibits the issuance of stablecoins without clearly backed reserves.

โ€ข Bank Integration Support: Traditional banks will be allowed to issue stablecoins or collaborate with licensed fintech firms.

Current Status:

โ€ข Passed by the Senate, now moving to the House of Representatives and receiving support from President Trump.

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โš ๏ธ Information is for reference only. Always do your own research before investing.

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