📌 5: $USDC vs CBDC (Digital Dollar)

🏛 CBDC = digital currency from the government

🏢 $USDC = private project with open blockchain

Characteristic $USDC CBDC

Control Centralized (private) Fully regulated by the government

Transparency Blockchain, open data Limited, at the discretion of the authorities

Use in DeFi Yes In question

Possibility of blocking Yes Absolutely

💬 Moral: CBDC is like digital discipline, while $USDC is a digital compromise between freedom and trust.