📌 4: Risks of Stablecoins — Stability with a Caveat

$USDC looks reliable… as long as everything is fine. But remember:

— Centralization = Control. Accounts can be frozen.

— Regulations — what if tomorrow they ban, block, or revise?

— Dependence on the banking system — dollars have to be stored somewhere.

So stablecoins are not a shield against everything. They are more like a life vest: they will save you in a storm, but won't replace the engine.