$USDC
💵 Do you think $USDC is the most “secure” stable? Think again…
Most people use it as if it were digital cash, not knowing they are stepping into dangerous territory. 89% of USDC reserves are in U.S. Treasury bonds. 📉 And you say: “Great, solid backing!”… but what no one tells you is that this same backing is its biggest weakness.
Here’s the raw data: if the U.S. Congress does not raise the debt ceiling before September 30, 2025, USDC could limit certain conversions outside the country. Did you see it in the media? No. Does Circle already know about it and have it in internal clauses? Yes. 🧠
Another fact that went under the radar: since March, BlackRock and Circle have been testing direct integration with FedNow, the Federal Reserve's instant payment system. Do you know what that means? If approved, USDC will no longer be truly decentralized. It will become a hybrid tool between DeFi and regulated control. 🎯
And if they were to apply rules like Patriot Act 2.0 to track any USDC holder interacting with “unverified” protocols… the spotlight is coming. If your wallet touched mixers, anonymous DEXs, or uncommon NFTs, you could be detected by financial algorithms in seconds. ⛔👁️
Oh, and just in case you didn't know: Circle already has agreements with at least 5 banks in Latin America to evaluate the digital dollar with shared custody. In short: they want to get into local accounts under the guise of financial inclusion. This already looks like a beta phase of financial surveillance. 👀💼
Do I use it? Yes. But I use it knowing it’s not my ally.
I handle it like a grenade: with the safety on and the timer active.
Because in this ecosystem, those who don’t distrust the “secure” end up losing in the next storm.