$USDC
**USDC (USD Coin)** is a stablecoin pegged to the US dollar at a 1:1 ratio, issued by Circle. Its backing is guaranteed by audited reserves of cash and short-term US Treasury bonds. With a market capitalization of approximately **$61.5 billion USD**, USDC is the second largest stablecoin.
It is widely used for **stable settlements**, **international payments**, and in the field of **decentralized finance (DeFi)**. Recent integrations, such as the launch on **XRP Ledger** and support for payments through Shopify on Base, are expanding its use. The passage of the **GENIUS Act** in the US will also determine its future by establishing clear regulatory standards. USDC remains a key "digital dollar" in the market.
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