$USDC Asset reserves: The issuing company must have assets equivalent to 1 US dollar for each issued stablecoin and cannot pay users interest or income. The issuing company publishes information about reserves monthly, verified by the signatures of executives, and requests professional accounting firms to conduct audits.
• Anti-Money Laundering Rules: Companies that issue stablecoins are considered "financial institutions" and must fulfill obligations to monitor the flow of funds, prevent money laundering and the financing of terrorism by establishing "anti-money laundering" and "compliance" processes and systems.
• Consumer Protection: The issuer publicly discloses the composition of the reserve capital monthly, prohibits misleading advertising, defines a mechanism for cooperation between state and federal oversight, and in the event of the bankruptcy of the stablecoin issuing company, user funds are prioritized for compensation, with the court accelerating the liquidation process.