Last night, a group member was frozen after selling U three minutes later—banks directly suspended non-counter transactions due to triggering anti-money laundering risk control! The fatal three mistakes: receiving payments with a salary card + trading at 1 AM + transferring funds immediately upon receipt, can be described as the three-piece set for frozen cards.
Four-layer protection system
1. Platform selection
Only recognize the three major exchanges: Binance/OKX/Kraken. Forcing T+1 receipt can reduce the freezing risk by 80%. Remember: stay away from "instant receipt" channels and "special exchange rate" merchants.
2. Bank card rules
Salary cards are absolutely prohibited, the freezing rate of the four major banks is 45%, so be cautious. Optimal solution: Agricultural Commercial Bank > City Commercial Bank.
3. Operational precautions
Trade with the same merchant ≤ 3 times a week.
Funds must settle for 24 hours upon receipt.
Strictly operate between 09:00-21:00.
Prioritize selling BTC.
4. Advanced concealment
• Cash is king: ATM withdrawal > counter transfer > mobile transfer.
• Directly swipe the card for consumption.
• Single transaction ≤ 88,000 to avoid large amount reporting.
Fund grading strategy
• <10,000: Use Alipay/WeChat for small dispersals, instant receipt.
• 10,000-50,000: City Commercial Bank card + T+1, safe landing in 1-3 days.
• 50,000-500,000: Hong Kong/overseas account buffer, takes 1 week.
• >500,000: Exchange at physical gold stores or trade hedging, face-to-face transactions are the safest.
Ultimate mantra
Do not touch salary cards, do not transact late at night, let the money rest for 24 hours upon receipt, small dispersals ensure safety!
The essence of bank risk control is to track abnormal flows—slow is fast, fast is frozen.
The market is currently turbulent, walking alone is lonely, tap the profile picture to follow me for daily spot potential layouts and bull market strategy layouts.
