Next, class… let me tell you what I’m doing here in my travel hustle, just so you can see how the crypto world is, at the very least, genius.

I have my R$4,000 saved up, set aside just for my trip in January to Europe. What would be the traditional path? Letting the money sit idle, rotting in the account, or at most in some life CDB. But here it’s a different story.

The plan is as follows: I’m going to buy Bitcoin with this money now because, you know… we’re in the post-halving, the market is still accumulating, and if BTC decides to take off, it’s better to be in. Of course… I won’t be reckless either. I’m going to do an arrangement of 80% in $BTC and 20% in emergency reserve because we have to respect risk management.

After buying, I’m going to put this $BTC in a DeFi pool or in some Earn strategy, just to let it yield me something while I wait for time to pass.

And then… comes the magic: come January, instead of spending my $BTC , I simply take a flexible loan on Binance, using the BTC itself as collateral. I take the amount I need, pay the lowest possible interest, enjoy my trip peacefully… and my Bitcoin? It stays there… intact… potentially appreciating even more.

In summary: I don’t spend my capital, I still generate some income until then, and I travel with other people’s money (with very low interest, of course).

In the end, those who work properly in crypto live better. That’s the reality.