Matthew Snider, CIO at Digital Wealth Partners, has issued a critical warning to XRP retail investors. The alert surfaces amid escalating institutional interest and major developments from firms like Trident Digital.

Trident Digital, a Nasdaq-listed company, has unveiled its intentions to establish a $500 million XRP reserve. The move will be financed through stock issuances and other financial instruments, pending regulatory approval expected later this year.

The firm is actively engaging with investment institutions to determine optimal strategies for acquiring and managing XRP holdings. Trident joins other major entities like Webus International, Wellgistics Health, and VivoPower, all of which have revealed similar XRP treasury plans.

Snider warns that such institutional accumulation could significantly reduce XRP’s availability on open markets. As a result, retail investors using DCA (dollar-cost averaging) might face challenges in maintaining consistent buying opportunities.

While institutional demand could drive XRP prices upward, the shrinking availability may limit retail accumulation, forcing investors to reassess their long-term strategies urgently.