Okay, hear me out — I know how wild "$10,000 $XRP sounds. But I recently came across a breakdown by someone named Pumpius that really made me think twice.

At the center of his $10K

theory is something called a monetary velocity model — and honestly, it’s not just moon-boy hype. There’s actual logic behind it.

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🔁 The Big Idea

Pumpius suggests that if XRP can even grab:

10% of the $7.5 trillion daily forex market,

10% of tokenized real-world assets,

and 5% of global debt settlements…

…and if it moves fast enough (high transaction velocity), the price could reach four — or even five — digits.

It’s all based on XRP’s utility — not just speculation.

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🤔 But Wait... Quadrillion Market Cap?!

Now, I know what you’re thinking — a $10,000 $XRP would push its market cap into the quadrillions. That’s way more than the size of the entire global economy.

Critics bring that up a lot. But here’s the counterpoint: market cap doesn’t work the same way for utility tokens used in real-time settlement systems. It’s not like stocks. $XRP wouldn’t need to "store" that kind of value — it just needs to move it.

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🔍 What Most People Miss

According to Pumpius, most people are stuck thinking of XRP in terms of price charts, past bull runs, and hype cycles.

But in his view, that’s missing the bigger picture: XRP as a core global liquidity infrastructure.

He sees a world where institutions settle cross-border payments, tokenize assets, and unlock capital flows — with XRP running under the hood. Not as a meme coin. As plumbing for the global financial system.

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💥 His Bold Conclusion

He says it straight up:

> “If you think XRP can’t hit $10,000, you’ve already priced yourself out of the future.”

Whether you agree or not, one thing’s clear — this isn’t just a moonshot fantasy. It’s a macro thesis rooted in utility, velocity, and global integration.

At today’s price of $2.20, hitting $10,000 would mean a mind-blowing gain of 454,445%. 😳

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So... Is It Possible?

Maybe. Maybe not.

But after diving into the logic, I don’t think it’s as crazy as it sounds.

At the very least, it’s a reminder that in crypto, the biggest moves usually come from what people once called “impossible.”