Here’s the latest snapshot for Huma Finance ($HUMA), a “PayFi” cryptocurrency designed for real-time, stablecoin backed payment financing

🔎 At a Glance

• Current Price  $0.040 USD

• 24 Hour Volume $65M

• Market Cap $70 72 million circulating 1.7 1.8B HUMA out of max 10B

• All Time High Around $0.057 $0.069 in early June 2025; down 65 70% from peak 

• All Time Low was about $0.0359 at end May 2025 

🏦 What Is Huma Finance?

Huma Finance is the world’s first decentralized PayFi network enabling institutions to settle payments 24/7 via stablecoins like USDC and USDT tokenizing real world receivables for instant on chain financing Key building blocks include

• Dual protocols

• Permissionless Huma 2.0 for retail users to supply liquidity and earn yield

• Institutional version tailored for regulated players across multiple blockchains like Solana, Ethereum, Polygon and Stellar

• Core functions: liquidity pools, governance, staking, and real world asset collateral.

• Token supply: 10 billion HUMA total 1.7B circulating initially 

🔧 Tokenomics & Mechanics

• Utility & Governance: Holders can stake, vote, and receive rewards

• Deflationary model 50% of borrower fees are used to buy back and burn HUMA aiming to support long term price stability 

• Yield structures: Retail LPs earn stablecoin yields plus HUMA rewards institutions access receivables backed yields 

📈 Performance & Market Insights

• Recent volatility: Price dropped 29% last week, following substantial gains earlier in May June 

• Exchange listings: Available on Binance Coinbase, KuCoin, Bitget, XT com, OKX, Gate

• On chain activity: Over $4BZ in transaction volume processed; zero reported default rate 

• Funding: Secured $46M in rounds including $38M Series A led by Circle Ventures HashKey, Galaxy Digital 

🤔 Why It Matters

Aims to bridge real world trade finance $250T market with DeFi’s liquidity via stablecoins 

Institutional backing Solana, Circle, Stellar Galaxy