Breaking news! Chinese and American tech & retail giants gather in the stablecoin race, and a payment revolution is about to unfold! ##卡尔达诺稳定币提案 #以色列伊朗冲突
Just a few days ago, Chinese tech giant Ant Group announced that it will soon apply for a stablecoin license in Hong Kong and Singapore, preparing to layout a new global payment ecosystem!
I didn't expect that in the blink of an eye, the old giants in the U.S. couldn't sit still—according to the Wall Street Journal, Walmart and Amazon are also exploring issuing their own stablecoins, and it's not just 'talk'; they intend to apply it directly in real goods transactions!
Why does this matter so much?
As we all know, the U.S. retail payment system currently relies heavily on credit cards, with astonishingly high fees:
Standard rate: 2.9% + $0.30 per transaction
Giant discount rate: also close to 2%
Don't forget, Walmart and Amazon's sales are expected to exceed $700 billion by 2025. What does it mean if stablecoin payments can be implemented?
Payment costs can save over $20 billion!
This is a solid 'profit growth point' in the eyes of capital!
Is stablecoin the key to a new era of payments?
Don't underestimate this move; it will bring unprecedented acceleration to the entire crypto payment market!
✔ Shopify has supported merchants to receive payments in stablecoin USDC
✔ PayPal has launched its own stablecoin 'PayPal USD'
✔ Mastercard has completed the stablecoin payment closed loop
✔ VISA settles using USDC, with amounts exceeding $225 million
Just on June 17 (U.S. time), the (Genius Act) that will decide the future of stablecoins will officially enter the Senate voting stage. If passed, the legalization of stablecoins may be a done deal!
🇨🇳 So what about China?
Tech giants like Ant Group and JD.com are also taking action, actively planning stablecoins. However, compared to American companies like Amazon and Walmart, which have strong local e-commerce and payment scenarios, Chinese stablecoins still face fierce competition and policy challenges if they want to go global.
Conclusion: Stablecoins are no longer exclusive to the 'crypto circle', but rather a 'new infrastructure' for the restructuring of the global payment landscape.
Whoever can complete the payment closed loop first will hold the future business dominance!
What do you think? Would you be willing to use stablecoin payments on Amazon, Taobao, or Walmart? Feel free to leave a comment and chat!
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