What are LDUSDT tokens?
Earn passive income and trade Binance Futures contracts using USDT tokens
LDUSDT is a new asset of Binance futures that combines passive earnings and active trading — all backed by flexible USDT assets in Simple Earn.
With a simple swap, you can convert the flexible USDT assets you subscribed with into LDUSDT tokens to earn annual percentage rate rewards and trade USDⓈ-M futures at the same time.
LDUSDT tokens, designed for both Simple Earn users and futures traders, are ideal for anyone looking to maximize their capital.
Please note that this service is only available to users who have subscribed to Simple Earn flexible products with USDT tokens and can access USDⓈ-M futures contracts.
You should not have to choose between earning and trading with your digital currencies. With LDUSDT, you don't have to. The latest asset from the rewards-based virtual trading assets allows you to convert the USDT tokens you subscribed with in Simple Earn flexible products into a virtual asset for futures trading — so you can earn real-time annual percentage rewards while using capital for USDⓈ-M futures trading. Previously, the USDT tokens you subscribed with in Simple Earn earned rewards, but you could not use them for trading. LDUSDT tokens have come to change that.
What are LDUSDT tokens?
LDUSDT is not a stablecoin, but a new virtual trading asset designed for users subscribing to Simple Earn flexible products with USDT tokens.
This asset provides USDT tokens with additional benefits by giving you the option to convert them into a virtual trading asset for futures — without losing the ability to continuously earn rewards. When you swap the flexible USDT assets in Simple Earn for LDUSDT tokens, LDUSDT will appear in your futures account, where it can be used as a virtual trading asset in the multi-asset mode.
That’s not all, do you want to know the big surprise? LDUSDT tokens continue to earn real-time annual percentage rates — even while being used as a virtual trading balance. So, do you want to choose between passive income and active trading? Now you can have both! With a simple swap, you can leverage the USDT tokens you subscribed with in a new way — continue earning and start trading at the same time.
One asset. Two opportunities. No compromises.
Benefits of LDUSDT for trading and earning an annual percentage rate
LDUSDT tokens provide new opportunities for users looking to maximize their USDT tokens. Whether you are an Earn platform user wanting to trade or a futures trader looking for passive income, LDUSDT tokens offer you the best opportunities on both sides.
Dual benefit: LDUSDT is both a rewards-bearing asset and a virtual trading asset for futures at the same time. You can earn real-time annual percentage rates while trading with the same USDT tokens — no need to split your capital or pause your profits.
Better use of your assets on the Earn platform: If you are already subscribed with USDT tokens in Simple Earn flexible products, LDUSDT tokens will help you maximize their potential. Instead of letting this money sit idle, it can now be utilized in the market, increasing the overall efficiency of your capital.
Increasing value: The value of LDUSDT continues to increase over time through accrued annual percentage rate. Even if you are not actively trading, the value of LDUSDT keeps increasing.
Flexible control: You are always in control. You can swap LDUSDT for flexible USDT assets in Simple Earn back at any time, giving you the freedom to alternate between earning and trading, or both — whenever it suits you.
How to convert USDT to LDUSDT on the Binance platform: Dual benefit in one swap
Using LDUSDT is easy and straightforward. The entire process takes just a few steps. Whether you are a seasoned Earn user or a newcomer to futures trading, here’s how to leverage the USDT tokens you own:
Subscribe to Simple Earn flexible products with USDT tokens: Go to the Simple Earn section on the Binance website or app and subscribe with USDT tokens to start earning real-time annual percentage rates.
Swap for LDUSDT: Go to the LDUSDT page and click [Swap] to convert the USDT tokens you subscribed with into LDUSDT. This step makes your assets tradable while keeping the annual percentage rate rewards active.
Access LDUSDT tokens in your futures wallet: Once the swap process is complete, LDUSDT tokens are automatically transferred to your USDⓈ-M futures wallet.
Activate multi-asset mode: In the futures trading settings, switch to multi-asset mode to use LDUSDT as a virtual trading balance for eligible USDⓈ-M contracts.
Trading and earning: Start trading using LDUSDT tokens — or simply keep them in your wallet. In either case, the value of your balance will continue to increase thanks to the real-time annual percentage rate you will receive in Simple Earn.
Note: Would you like to switch back? You can swap LDUSDT back for your USDT tokens in Simple Earn at any time. This is without locking your tokens and without pressure — with complete control over how you use your capital. LDUSDT tokens are also available for virtual trading accounts in investment portfolios.
What is the difference between LDUSDT and BFUSD?
If you have previously used BFUSD — another virtual trading asset with rewards from Binance — you will notice some familiar features in LDUSDT. However, while these two tokens share the same goal of helping users earn while trading, they are designed for different categories of users.
The LDUSDT token is designed for users who have subscribed to Simple Earn flexible products with USDT tokens. It allows you to convert the USDT tokens you subscribed with into a virtual trading asset for futures contracts while continuing to earn a real-time annual percentage rate from Simple Earn.
In contrast, BFUSD tokens are not linked to the Simple Earn service. They instead achieve returns through certain strategies, such as funding fee income and storage rewards. These tokens are very suitable for futures traders who want to earn passive income while keeping their trading capital active.
In summary: LDUSDT tokens are more suitable for Earn users who are expanding into trading, while BFUSD tokens are designed for futures traders looking to enhance their capital efficiency through passive income.
Final thoughts
With LDUSDT, you won’t have to choose between earning and trading when using your USDT tokens — you can do both together. Whether you are trying to capitalize on idle funds in Simple Earn or seeking to generate more from your trading capital, LDUSDT tokens give you the freedom to grow your assets in a way that suits you.
This is part of a larger transformation aimed at making digital currencies more flexible, more beneficial, and easier to use. By bridging the gap between passive income and active trading, LDUSDT tokens are one of the many ways Binance helps you stay ahead.
Swap now to start trading while earning.