《When Traditional Finance is Still Setting Barriers, Solayer Has Already Integrated Crypto Payments into Life》
1. A Real Payment Dilemma
"Last week I sold coins to pay rent, and my bank card was frozen for a full 7 days." Programmer Xiao Lin told us with a wry smile. This is not an isolated case; data shows that in 2023, domestic cases of account freezes due to cryptocurrency trading increased by 230% year-on-year.
2. Solayer's Innovative Solution
Seamless Payment Experience
Supports Visa merchants in over 200 countries/regions
Instant USDC conversion to local fiat currency
Transaction fees as low as 0.3%
Smart Fund Management
Automatically converts idle funds into sUSD for a 4% annual yield
Supports multi-currency wallet management
Real-time transaction alerts and bill analysis
3. Technical Architecture Analysis
Solayer's core advantage lies in its hybrid payment network:
On-chain settlement layer: High-performance settlement based on Solana
Fiat exchange layer: Collaboration with licensed payment institutions
Risk control system: AI-driven real-time transaction monitoring
4. User Benefit Comparison
Function Traditional Bank Exchange Solayer Payment Success Rate 95% Limited 99.9% Capital Yield 0.3% 1.5% 4% Cross-border Fees 3% 1% 0.5%
5. Compliance and Security
Holds US MSB license
Funds are custodial with compliant financial institutions
Completed three third-party security audits
6. User Testimonials
"Using Solayer to pay salaries to overseas team members, the speed of arrival is 10 times faster than bank cross-border transfers," said the Chief Financial Officer of a blockchain company.
7. Future Outlook
With the improvement of the regulatory framework, Solayer plans to launch enterprise-level payment solutions in Q3 2024, further bridging the gap between crypto and traditional finance.
