How Much Will XRP Be Worth If Ripple Handles 15% of SWIFT Volume?
Various crypto projects are projecting potential growth metrics. Ripple, for example, has long been seen as a possible challenger to SWIFT. But what if Ripple actually ends up handling 15% of SWIFT’s global transaction volume? How high could the XRP price go?A post by TheCryptoBasic on X takes a dive into this scenario, using insights from Ripple’s CEO Brad Garlinghouse and Ripple’s CTO David Schwartz. The post lays out a detailed breakdown of what Ripple’s adoption could mean for the XRP price, and how XRP might benefit if it becomes a key player in cross-border payments.Subscribe
Ripple’s CEO Projects XRP Handling Major Global VolumeAccording to TheCryptoBasic, at the 2025 XRPL Apex event in Singapore, Ripple’s CEO Brad Garlinghouse was asked how much of SWIFT’s transaction volume the XRP Ledger could realistically take over in the next five years. Garlinghouse pointed out that SWIFT is mainly a messaging platform, while Ripple is focused on providing actual liquidity. That difference, he explained, is what makes XRP valuable.
In his response, Garlinghouse said it was realistic for XRPL to handle about 14% of SWIFT’s total volume in the coming years. TheCryptoBasic highlighted that although some earlier calculations used $5 trillion per day in transaction volume, a more accurate estimate from Forbes put SWIFT’s annual volume at around $150 trillion.
