I think the biggest dividend of this era is that ordinary people can survive at a very low cost, exchanging it for freedoms they have never had throughout history. They can freely choose their way of life, go anywhere, and do anything. It is still a dividend because most people have not realized this yet; they are trading their lives day after day for things they do not need. In this era, if you want to climb higher, you will definitely hit your head and bleed, and it will be a case of working twice as hard for half the results. However, if you give up on climbing and live for yourself, then it's actually not that difficult.