$USDC
⚖️ Comparison of Stablecoins
Property 🟦 USDC 🟨 USDT 🟥 DAI
Issuer Circle + Coinbase Tether Ltd MakerDAO (Decentralized Organization)
Type Centralized (Dollar-backed) Centralized (Dollar-backed) Decentralized (Crypto-backed)
Transparency High (Monthly Reports) Relatively Low Open Source and via Smart Contracts
Peg to Dollar 1:1 1:1 1:1 (but may fluctuate slightly)
Collateral Cash and Cash Equivalents Cash and Other Assets ETH and Other Crypto Assets (Overcollateralized)
Chains Ethereum, Solana, and others Most Networks Ethereum (and EVM-compatible networks)
Decentralization ❌ No ❌ No ✅ Yes
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🧠 Quick Notes:
USDC: Ideal for those who prefer transparency and regulatory compliance.
USDT: Highest in liquidity and usage, but less transparent.
DAI: Fully decentralized option, preferred by advanced DeFi users.
