Technology giants accelerate their layout in stablecoins, pushing this field from financial instruments to infrastructure transformation. Their strategic intentions and potential impacts can be analyzed from the following dimensions:

1. Reconstruction of the payment ecosystem

Meta plans to integrate stablecoins into platforms like Instagram to support cross-border payments and the creator economy; Stripe has launched stablecoin accounts covering 101 countries and the programmable stablecoin USDB, connecting to the Visa card system. By reducing traditional payment network costs (transaction fees from 3-5% down to 0.1%) and improving efficiency (settlements shortened from days to seconds), they aim to capture the market. These actions are intended to build a new payment closed loop and break the monopoly of traditional systems like SWIFT.