Apple, Google, Airbnb, and X have reportedly initiated preliminary talks with cryptocurrency companies regarding the integration of stablecoins into their payment systems. This move aims to reduce transaction costs and simplify global payments, which could change approaches to financial operations. The interest of tech giants in stablecoins, such as $USDC from Circle, is explained by their stability, transaction speed, and ability to bypass high fees of traditional payment systems like Visa and Mastercard.
These news emerged against the backdrop of the successful IPO of Circle, the issuer of USDC, whose shares rose by 40% after debuting on the New York Stock Exchange, reaching a valuation of $32.1 billion. This underscores the growing interest in stablecoins in both the financial and technological sectors. For example, Google Cloud is already accepting payments in PYUSD from PayPal, while Airbnb is negotiating with Worldpay and BNVK to reduce transaction costs. Apple is considering integration with USDC, and X plans to use stablecoins in X Money to create a universal financial application.
This interest coincides with regulatory changes, particularly the possible enactment of legislation on stablecoins in the U.S., which promotes their legitimization. The integration of stablecoins could save billions of dollars on transactions, especially for companies with global operations, such as Airbnb.
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