$USDC $USDC: Leading digital payment stablecoin USD Coin ($USDC), issued by Circle, is a stablecoin pegged 1:1 to the USD, reaching a market capitalization of over 60 billion USD by 2025. Backed by cash reserves and bonds, USDC ensures transparency and stability. Big Tech companies like Apple are negotiating to integrate USDC into Apple Pay, reducing international transaction costs. With transaction volumes in the trillions of USD, USDC excels in cross-border payments and DeFi. The GENIUS Act strengthens the legal framework, but challenges regarding regulation and privacy persist. USDC is shaping the future of digital finance.