✅ Stablecoins are becoming the new generation of global payment infrastructure:
Low fees, settlement in seconds, available year-round, efficiency far exceeds traditional card organizations (Visa/Mastercard)
A powerful tool for cross-border payments, bypassing SWIFT, especially suitable for emerging markets
Compliance acceleration, Europe and the U.S. have expedited the legislative process, and the U.S. stablecoin bill is advancing
Tech giants entering the field (Apple, Google, X, Airbnb) may embed stablecoins into payment systems, allowing users to switch seamlessly
🔄 Payment models are being restructured:
Stablecoins will shift from "transaction medium" to "payment default"
Wallets and accounts will merge, on-chain payments will run seamlessly in the background
New incentive mechanisms are emerging, platforms can use stablecoins to promote tipping, rebates, membership systems, and other new economic models
