I first discovered bitcoin around 2010 and ignored it
I really started learning about it in 2021
I didn't buy any until 2022 - it took me around a year and a half to actually wrap my head around it and make my first buy
If I had figured out Bitcoin sooner, I would have probably left some on exchanges and this would have left me with PTSD (if I lost everything!)
If I figured it out today and wait a year (like I did from 2021-2022), I might be buying well above $100K (maybe even $200K-300K)
But remember - you're never too late to Bitcoin
Some people will figure it out at $500K
Others will get it at $50M
As long as someone is willing to sell you Bitcoin for fiat, you are early!