"Don't let time just pass while you wait for prices to rise. Let your assets work, not sleep."
What is that: Waiting with Yield vs. Waiting in Silence, bro?
Would you prefer to stay silent and wait or actively generate?
Many beginner investors buy Bitcoin or other cryptocurrencies, then just leave it in the wallet or exchange... waiting.
Waiting for prices to rise. Waiting for a bull market. Waiting for luck.
In fact, there are many ways to make that asset work.
Unknowingly, they are implementing a strategy called:
"Waiting in Silence"
Meanwhile, smart investors make use of time by:
"Waiting with Yield"
waiting while generating passive income from owned assets.
Which one are you?
Is it just waiting? Like waiting for hope from it? Hehehehe
The basic concept: "Idle Assets" vs "Productive Assets"
Imagine you have 0.01 BTC.
I will illustrate it as shown here👇
With the Waiting with Yield strategy,
You turn BTC or other passive crypto assets into money-making tools.
How can that be, bro? What are the examples?
Ok, a simple simulation looks like this
For example, suppose you:
Have 0.01 BTC (~$700)
Pawn it with an LTV of 28% → get ~$200 USDC/USDT
Then put that USDC/USDT into Simple Earn → 10.79% interest per year
💸 The result:
Your BTC will still increase in value if a bull market comes
You earn interest per year from USDC/USDT that you put into simple earn.
You can use the interest to buy more crypto or for stacking strategy, or to pay off your BTC that you have collateralized.
You're losing, bro, if the borrowing interest is high.
Usually, the interest for borrowing with asset collateral ranges from 4-6% per year.
This passive income can be "recycled" to strengthen crypto assets without injecting new capital.
And interestingly, at Binance, when we collateralize an asset, our asset is automatically registered in simple earn.
For example:
I collateralized my BTC to get USDC. Now the BTC I collateralized is automatically listed in simple earn by Binance.
USDC that you borrow can be placed in simple earn or in Web3 for farming that has the potential to receive an airdrop.
But all of that has risks & management, guys. ❗❗❗
🧐 What makes this strategy safe:
Always keep LTV low (30–40%) → very small liquidation risk
If the asset we collateralize drops, our LTV automatically increases.
Don't panic, just do this:
1. Withdraw some USDT/USDC that you're farming or register in simple earn.
To pay off loans so that LTV decreases.
2. You can also add more collateralized assets.
Why, bro, borrow USDT/USDC?
Only borrowing stablecoins (USDC/USDT) → not affected by volatility.
Earnings from earn/farming are enough to cover loan interest.
⚠️ But you must remain vigilant:
Don't be greedy → LTV above 56% can be dangerous when the market falls
Monitor the market → ready to pay part of the loan when the market crashes
Understand the fees and APR on the platform you are using.
Why is this suitable for small investors, bro?
Small budget = not suitable for trading, more suitable for accumulation strategy
Limited time = can't do full-time market analysis
Want to stay profitable when the market is stagnant or falling
With the Waiting with Yield strategy, you keep moving even when prices are stagnant.
"Like planting a tree: even though the fruit isn't there yet, the roots keep growing and your soil continues to produce."
Also learn at: Binance Academy
My closing message: Build a portfolio that works 24/7
This strategy is not a quick way to get rich. But it is a smart, calm, and consistent way to:
Maximizing assets
Generate passive income
Maintaining mental health and long-term focus
You don't need hundreds of millions. You just need discipline, knowledge, and the right strategy.
