Technological Breakthrough:
Compliance Milestone: Brazil approves the world's first XRP spot ETF, the U.S. SEC enters countdown for review of applications from Bitwise and other institutions, Ripple officially joins the ranks of mainstream assets.
Technological Breakthrough: Launching a new generation of cross-border settlement protocols in collaboration with SWIFT, transaction fees as low as $0.0001 per transaction, settlement time reduced to 3 seconds. Citibank's pilot shows that the cost of cross-border payments using XRP is reduced by 78%.
Market Explosion: The number of active on-chain addresses increased by 215% year-on-year, market cap returns to the top three in cryptocurrency, analysts predict its price may break through $10.
Market Catalyst:
Ripple's ODL (On-Demand Liquidity) mechanism is gradually integrating with the SWIFT system across a network of 11,000 banks worldwide, leading to exponential growth in cross-border payment market penetration.
The XRP spot ETF approved in 2025 will attract institutional funds, further driving market cap expansion.
Risk Warning:
The U.S. SEC's regulatory stance remains uncertain, which may affect the ETF approval process.
Over-reliance on a single cross-border payment track necessitates vigilance against policy change risks.
