Find a way to solve the facial recognition issue, or let him swipe it himself; it will definitely jump.

I have only been playing for two days, today I should be able to get 32 points, using a family member's account. Recently, no one has been using facial recognition for transfers and withdrawals. I’m worried if my points increase, I’ll need facial recognition, but the person isn’t around. Should I continue playing? I seek advice from experts!