PocketFi, a DeFi infrastructure project focused on streamlining crypto access through Telegram, has launched PocketFi 2.0 — a suite of new features that simplify cross-chain operations, especially for TON and Solana users. The update is centered on frictionless token swaps, automated investing, and gasless experiences — all embedded directly into Telegram.
Solving Persistent Web3 Friction
Cross-chain operations in DeFi are known to introduce a variety of user experience challenges — including gas fees, complex bridging steps, and security concerns. TON (The Open Network) users in particular often encounter barriers when interacting with non-native ecosystems like Solana. PocketFi 2.0 addresses this by enabling direct, Telegram-native swaps between TON and Solana, with no need for external wallets or dApps.
Key highlights include:
No-bridge direct swaps between TON and Solana
Gas-free and rent-covered transactions (costs are handled by the protocol)
Ability to transact using USDC without requiring SOL for fees
All operations occur within the Telegram interface
On-chain execution for transparency and auditability
Automated Investing (DCA) Made Accessible
Beyond simple swaps, PocketFi introduces a feature often missing in Telegram-native solutions: automated dollar-cost averaging (DCA). Users can configure recurring purchases of supported tokens such as $JUP or $SOL, aligning with personal schedules like weekly or monthly intervals. This approach encourages long-term participation without manual management or market timing stress.
Referral-Based Ecosystem Incentives
Incentivization is handled through a referral rewards model. Users who invite others to use PocketFi receive a percentage of trading fees generated by their referees. While the feature does introduce a reward mechanism, its intent is to encourage organic network growth and peer-led onboarding in Telegram communities.
The Role of the $SWITCH Token
Underpinning the PocketFi 2.0 ecosystem is the $SWITCH token, which recently became tradable on STON.fi via the WCPI (Wrapped Cross-Platform Incentive) pool. The token is designed to act as a core utility asset for powering fee coverage and protocol governance in future iterations.
Positioning in the DeFi Landscape
PocketFi 2.0 represents an example of DeFi applications increasingly meeting users where they are — in this case, Telegram, a messaging platform deeply embedded in Web3 culture. The combination of Telegram-native functionality with full on-chain security is a step forward in creating accessible, user-first DeFi tools.
While it's early in adoption, PocketFi 2.0 aligns with broader trends in the space: minimizing complexity, improving UX, and embedding finance into everyday platforms.