In an era where traditional finance faces challenges of liquidity and trust, Huma Finance emerges as an innovative solution, bridging modern finance with blockchain technology. Focused on income-backed lending and payment finance (PayFi), Huma Finance offers a strategic vision, backed by 💰 $38 million from top-tier investors and the distinction of being the 🥇 first project listed on Binance Alpha and Binance Launchpool.
1. ❓ What is Huma Finance?
Huma Finance is a pioneering decentralized finance (DeFi) protocol focused on income-backed lending and payment financing solutions. It enables individuals and businesses to access capital based on their future income by connecting them with global investors via blockchain. By tokenizing real-world assets (RWAs), Huma Finance delivers:
🔹 Instant liquidity
🔹 Transparent transactions
🔹 Seamless cross-border financial operations
…dismantling the barriers between traditional finance and modern technology.
2. ✨ Highlights
📌 First project on Binance Alpha and Binance Launchpool: Offering early access to users.
📌 Focus on PayFi: Redefining the payment finance sector.
📌 Impressive funding: Raised 💸 $38 million from renowned investors like Distributed Global and Hashkey Capital.
📌 Income-backed lending: Unlocking borrowing opportunities based on future financial potential.
📌 RWA tokenization: Enhancing liquidity and transparency for real-world assets on the blockchain.
3. 🛠️ Products
Huma Finance offers innovative decentralized financial services.
🔁 Revolving Credit Line: Borrowers receive a flexible credit limit for on-demand use.
💼 Receivable Factoring: Businesses can sell their receivables for immediate cash, addressing liquidity needs.
The protocol operates through smart contracts, ensuring 🔐 security and ⚙️ automation. A tranche system allows investors to choose between senior and junior tranches, balancing risk and reward.
4. 💵 Funding
Huma Finance raised $38 million in an equity round led by Distributed Global, with participation from:
💼 Hashkey Capital
🌱 Folius Ventures
⭐ Stellar Development Foundation
🏦 TIBAS Ventures (İşbank’s venture arm)
5. 🧠 Investors
Key backers include:
✅ Distributed Global
✅ Hashkey Capital
✅ Folius Ventures
✅ Stellar Development Foundation
✅ TIBAS Ventures
This support from reputable institutions underscores the project’s long-term potential. 📈
6. 📊 Tokenomics
The HUMA token has a total supply of 🔟 billion, allocated as follows:
🔹 31% for liquidity and ecosystem development
🔹 20.6% for investors
🔹 19.3% for the team and advisors
🔹 11.1% for the protocol treasury
🔒 Team and investor tokens are locked for the first 12 months, then gradually unlocked over 3 years.
📉 Liquidity rewards decrease by 7% quarterly, adjustable via governance.
7. 🟡 Binance Launchpool
Huma Finance is the 70th project on Binance Launchpool and the first on Binance Alpha.
🗓️ Scheduled listing: May 26, 2025, with trading pairs:
💱 HUMA/USDT, HUMA/USDC, HUMA/BNB, HUMA/FDUSD, HUMA/TRY
Users can stake BNB, FDUSD, or USDC to earn HUMA, with an airdrop opportunity via Alpha Points. 🎁
8. 🔓 Token Unlock Schedule
At TGE, 17.33% of the total supply is unlocked.
⏳ Team and investor tokens are locked for 12 months, then vested over 3 years.
9. 🛣️ Roadmap
Huma Finance is actively developing, with significant updates expected. 📢
Follow the whitepaper or official channels for the latest information.
Huma Finance is more than a DeFi project — it is a revolution, where traditional finance is reborn on the blockchain with unprecedented transparency, efficiency, and accessibility. 🔄
Backed by top investors and pioneering on Binance Alpha and Launchpool, Huma Finance is laying the foundation for a promising global financial future. 🌐💡
📌 This article is for informational purposes only. The information provided is not investment advice.
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